Lan Ju - Full-time Professors - Peking University HSBC Business School(PHBS)

Associate Professor

Lan Ju

Ph.D. in Risk Management and Insurance, University of Wisconsin-Madison

Research Interests: Corporate Risk Management, Insurance Company Operations, Insurance Economics, Corporate Finance, Financial Derivatives

0755-2603 2653

julan@phbs.pku.edu.cn

Office: Rm. 762, PHBS Building

Biography

Research Fields:
Corporate Risk Management, Insurance Company Operations, Insurance Economics, Corporate Finance, Financial Derivatives

Education:

Ph.D., Risk Management and Insurance, University of Wisconsin-Madison, US, Aug. 2008

M.A., Finance, Peking University, Beijing, China, 2003

B.A., Economics, Peking University, Beijing, China, 2001

Employment:

Associate Professor，,Peking University HSBC Business School, 2015-Present
Assistant Professor, Peking University HSBC Business School, Feb. 2010-2015

Senior Associate, Risk Management Department at Discover Financial Services (Fortune 500), Riverwoods, IL, Summer 2008-Fall 2009

Instructor, University of Wisconsin-Madison, Summer 2007

Teaching Assistant, University of Wisconsin-Madison, Fall 2003- Spring 2007

Teaching Assistant, Peking University, China, Spring 2003

Other Appointments:
Director, PHBS Risk Management and Insurance Research Center (RMIRC)
Board member, Shenzhen Finance Professionals Association (SFPA)
Board member, Shenzhen Budgeting and Accounting Academic Association

Research Teaching

Books：
Research on China’s Credit Derivatives, Peking University Press, March 2015. (In Chinese)
China’s Alternative Financial Investments,Peking University Press, March 2013. (In Chinese)

Publications:
“Macroeconomic Policy Expectation and Insurance Demand”, (First Author), Consumer Economics, 2021, Vol.1. (In Chinese)

Reconciling Regional Differences in Financial Development and Carbon Emissions: A Dynamic Panel Data Approach, (Third Author), Energy Procedia (EI), 2017,Vol.105: 2989-2995.

Horizon Analysis of Art Investments: Evidence from the Chinese Market”, (Second Author), Pacific-Basin Finance Journal (SSCI), 2017, Vol. 41：17–25.Horizon Analysis of Art Investments: Evidence from the Chinese Market”, (Second Author), Pacific-Basin Finance Journal (SSCI), 2017, Vol. 41：17–25.

“A Theoretical Study on the Concentrated Trading Behavior of Chinese Carbon Pilot Markets”, (Third Author), Collected Essays on Finance and Economics (CSSCI), 2016, Vol. 207. (In Chinese)

"Capital Flight and Bitcoin Regulation", (First Author), International Review of Finance (SSCI), 2016, Vol.16: 445-455.

“Determinants of the Credit Spread of Chinese SME Private Placement Bonds”, (Second Author), Financial Theory & Practice, 2015, Vol. 6. (In Chinese)

“The Determinants of China’s Rural Micro-Life Insurance Demand：Evidence from Huangshan City of Anhui Province”, (First Author), Insurance Studies, 2015, Vol. 4. (In Chinese)

“Monetary Policy and REITs Investment---Evidence from Mainland China and Hong Kong”, (First Author), Statistics and Decision (CSSCI), 2015,Vol.4. (In Chinese)

“Broker Monitoring of Premium Adequacy: The Role of Contingent Commissions”,(Corresponding Author), Applied Economics (SSCI), 2014, Vol.46: 2375-2386.

Lan Ju, and Zhiyong Tu. 2014. Green Insurance and Renewable Energy. PP.196-208 in Manhong Mannie Liu, Mike Henry and Haifeng Huang, editor. Renewable Energy in China: Towards a Green Economy, Vol.2. Enrich Professional Publishing, Singapore.

“An Empirical Study on Exogenous Factors of the CRM Price --- Evidence from the Credit Spread of China’sCorporate Bonds”, (First Author), Securities Market Herald (CSSCI), 2013, Vol.2. (In Chinese)

“A Study on the Pricing of CRM in China”, (First Author), The Journal of Quantitative Technical Economics (CSSCI), 2013, Vol.1. (In Chinese)

"Reinsurance Purchases, Contingent Commission Payments and Insurer Reserve Estimation",(with Mark Browne and Yu Lei), The Geneva Papers on Risk and Insurance - Issues and Practice,2012, Vol.37: 452-466 (SSCI).

“On the Role of Credit Derivatives in the Framework of the Macro-prudential Policy”, （Second Author），Shanghai Finance（CSSCI）,2012,Vol.8. (In Chinese)

“How to Treat the Problem of Withdrawing From Life Insurance”，Modern Bankers，2012,Vol.3. (In Chinese)

“Research on the Development of Shenzhen as an International Financial Center”，(Corresponding Author), Shenzhen Finance, 2012, Vol.3. (In Chinese)

"Status of and suggestions to China's Stock Index Futures market", (Corresponding Author), Shenzhen Finance, 2011, Vol.11. (In Chinese)
"On International Stock Index Futures Market Developing Trend", (Corresponding Author), Shenzhen Finance, 2011, Vol. 9. (In Chinese)

"A Profit-based Contingent Commission Model and Its Implications on the Commission Structure in China's Insurance Brokerage Industry", (First Author) , Economic Science (CSSCI), 2011, Vol.1. (In Chinese)

"Analysis of the Impact of the RMB Exchange Rate Adjustment", Peking University HSBC Business School Report Series on China's Macro Economy and Financial Markets, 2010 May. (In Chinese)

Research Projects:
White Paper of China’s Insurance Intermediaries Market Ecosystem 2020, IMM International,
White Paper of China’s Insurance Intermediaries Market Ecosystem 2019, IMM International,
White Paper of China’s Insurance Intermediaries Market Ecosystem 2018, IMM International,
The Development and Innovation of Credit Risk Mitigation (CRM) Devices in China,
PKU HSBC Financial Research Institute,
Credit Risk Analysis on China’s Specialized Market，Bank of China,
Ratings and Risk Management for China’s Trust Products，Bridge Trust,
Ratings and Risk Management for China’s SME Private Placement Bonds，Bridge Trust.

Media Interviews:

Aug.21, 2021, Comments on "Catastrophe Insurance in China "， Phoenix Channel，

Aug.9,2021, Products and Service will Facilitate China’s Insurance Companies to Grow，SINA FINANCE
Mar.6, 2021, Comments on “Fertility rate”, Phoenix Channel,
Jan.26, 2021, A live broadcast about “New rules on critical illness insurance in China”, Nanfang Metropolis Daily,
Oct.3, 2020, Comments on “Post-Coronavirus Medical Insurance in China”, Phoenix Channel, Aug.31, 2019, Comments on "Income Tax-deferredPension", Phoenix Channel
Aug.25, 2019, Comments on " Openness of China's Insurance Industry",Phoenix Channel
May 4, 2019, Comments on "The distribution of Hong Kong insurance products throughout the Greater Bay Area ", Phoenix ChannelApr. 14, 2019, Comments on " Critical Illness Insurance in China", Phoenix Channel
Jan. 27, 2019, Comments on " Popular internet insurance products in China", Guangdong Channel
Dec. 8, 2018, Comments on "Insurance demand in the Hong Kong insurance market from Mainland China", Phoenix Channel
Sep. 29, 2018, Comments on "Catastrophe Insurance in China ", Phoenix Channel
Sep. 16, 2018, Comments on "Insurance demand in the Hong Kong insurance market from Mainland China", Phoenix Channel
Jun. 24, 2018, Comments on "China's online health insurance", Phoenix Channel
Jan. 28, 2018, Comments on "China's travel-related insurance products on the OTA", Phoenix Channel
May 20, 2017, Comments on "China's Health Insurance Business involving Individual Tax Preferences", Phoenix Channel
Feb. 5th, 2017, Comments on "CRS and Hong Kong insurance, Phoenix ChannelNov. 16, 2015, Comments on “Why Chinese buy their insurance in Hong Kong”, CBN weekly Issue 379
Oct. 10, 2015, Comments on “Insurance demand in the Hong Kong insurance market from Mainland China”, Phoenix Channel Elite Converge Program
Sep. 12, 2015, Comments on “Insurance demand in the Hong Kong insurance market from Mainland China”, Jiemian.com
May 16, 2015, Comments on “Tax Benefits on Commercial Health Insurance in China”, Phoenix Channel
Feb.15, 2015, Comments on “China’s Food Safety Liability Insurance”, Phoenix Channel
Nov.16, 2014, Comments on “Catastrophe Insurance in China”, Phoenix Channel
Jul.26, 2014, Comments on “China’s Medical Malpractice Insurance”, Phoenix Channel
Jun.7, 2014, Comments on “China’s Critical Illness Insurance”, Phoenix Channel
May 17,2014, Comments on “China’s Public Liability Insurance”, Phoenix Channel
May 19, 2013, Comments on “RMB-denominated Insurance Products”, Phoenix Channel
Apr. 28, 2013, Comments on “China’s Large Life Insurance Policies”, Phoenix Channel
Jul.15, 2012, Comments on “China’s Flight Delay Insurance”, Phoenix Channel
Mar.4, 2012, Comments on “Allow Foreign Insurers to Sell the Motor Vehicle Accident Liability Compulsory Insurance in China”, Phoenix Channel
Nov.12, 2011, Comments on “High Surrender Value in China’s Life Insurance Industry”, Phoenix Channel
Jul.23, 2011, Comments on “Insurance Demand in the Hong Kong Insurance Market from Mainland China”, Phoenix Channel

Principles of Risk Management and Insurance
Insurance (MBA)
Advanced Econometrics
Insurance Planning and Family Wealth Management

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